In the financial independence community, people often criticize a bought lunch or a Starbucks coffee. But how much do your work habits actually cost you? In this article, I plan to take a deep dive into the numbers and discover the true cost of the average employee’s daily work habits. Once you understand the relationship […]
How to Control Your Money
For those just beginning their journey to financial independence, the first few steps can be scary. Fortunately, there are plenty of personal finance bloggers (myself included) who are willing to help! Nobody should have to take this journey alone, so hop aboard and let’s ride this money train to financial independence. The goal of this […]
How to Save A Ton of Money for Retirement
In the personal finance community, people tend to focus all of their energy on the minutia and forget what actually matters. This post will dive into the factors that will really help you save a ton of money for retirement. This content may contain affiliate links. See the Privacy Policy for more information. Maximize Your Retirement Contributions […]
I Don’t Contribute to My 401K – Should You?
For 99% of the population, 401K contributions are a no-brainer. The tax savings, investment growth, and employer match are difficult to make a case against. However, I do not contribute to my 401K. I am in the 1%, but only due to certain, specific conditions. This content may contain affiliate links. See the Privacy Policy for more […]
Does Inflation Affect You?
I’m sure you’ve heard the term inflation before. But what does it mean? How is it calculated? I’m here to break down all the confusion about what inflation actually is. It might surprise you that your inflation number can be vastly different than somebody else’s! Merriam Webster defines inflation as “a general increase in prices […]