The word “budget” often has a negative connotation because it limits or restricts. But what if I told you that a budget didn’t have to be this way? For the past year or two, I have been playing what I call ‘The Zero-Based Budget Side Hustle Game’. This style of creative budgeting has allowed me […]
How to Prepare to Get FIREd
In order to tell this story, I have to jump way back to my high school glory days. Long story short … I used to rap (a lot). In my defense, I didn’t just rap about nonsense. I was always into lyricism and wordplay. Anyway, someone at work found out about this fun fact and […]
How to Start a Website and Make Money
In recent years, the laptop lifestyle has enchanted entrepreneurs far and wide. Creative and ambitious individuals are making money online from anywhere they can get a WiFi signal. Everybody wants to invent the million-dollar app, build a profitable hands-free business, or make fortunes in a get-rich-quick venture. Although I can’t promise that any of those […]
How Long Does it Take to Retire from Real Estate?
DOWNLOAD THE EXCEL FILE HERE (CLICK ENABLE MACROS) Let me start by saying that real estate is not for everyone. Real estate is much more time-consuming than index fund investing. Additionally, properties need repairs, tenants aren’t always great, and leverage can be scary. However, if you are strategic in your acquisitions, you can quickly build a […]
How to Maximize Your Savings Gap
The only way to accumulate wealth is to create a gap between your income and your spending also known as the savings gap. The rate at which you accumulate wealth depends on the size of this gap. Much of traditional retirement guidance focuses on expense cutting and frugality. However, what happens when your expenses are cut […]